Is an accident insurance with the following coverage and insured risks with members whose ages are 18 to 19 years old.
| Plan | Features | Coverage | ||
|---|---|---|---|---|
| Bronze | Silver | Gold | ||
| COOP-AKSI | Accidental Death | 20,000.00 | 50,000.00 | 100,000.00 |
| Unprovoked Murder /Assault | 10,000.00 | 25,000.00 | 50,000.00 | |
| Accidental Medical Reimbursement | 2,000.00 | 5,000.00 | 10,000.00 | |
| Accidental Medical Reimbursement | 100/day | 200/day | 300/day | |
| Annual Premium | 100.00 | 185.00 | 330.00 |
Is an accident insurance with the following coverage and insured risks with members whose ages are 18 to 65 years old.
| Plan | Features | Coverage | |||
|---|---|---|---|---|---|
| 1M | 1.5M | 2M | 3M | ||
| COOP-AKSI | Accidental Death | 1,000,000.00 | 1,500,000.00 | 2,000,000.00 | 3,000,000.00 |
| Unprovoked Murder /Assault | 500,000.00 | 750,000.00 | 1,000,000.00 | 1,500,000.00 | |
| Accidental Medical Reimbursement | 100,000.00 | 100,000.00 | 125,000.00 | 150,000.00 | |
| Accidental Burial Benefit | 100,000.00 | 100,000.00 | 125,000.00 | 150,000.00 | |
| Annual Premium | 1,800.00 | 2,700.00 | 3,600.00 | 5,400.00 |
Is an accident insurance with the following coverage and insured risks with members whose ages are 18 to 65 years old. Please note that the coverage for natural sickness has a maximum of 15 days and does not include pre-existing illness 6 months prior to date of availment.
| Plan | Features | Coverage | Premium |
|---|---|---|---|
| Accidental Death | 10,000.00 | ||
| Hospital Income Benefit | |||
| CHAIN | (Covers daily benefit in excess of 24 hrs confinement due to accident or Natural Sickness | 500.00 | 500.00 |
I. Compulsory Third Party Liability
| Type of Vehicle | Premium |
|---|---|
| Private Cars, Jeeps & Utility Vehicle | 571.86 |
| Light, Meduin Trucks,(Own Goods) not over 3, 930 kgs | 617.08 |
| Heavy Trucks (Own Goods) & private Buses over 3,930 kgs | 1,150.67 |
| AC & Tourist Car & Mini Bus | 734.50 |
| PUB & Tourist Bus | 1,322.70 |
| Motorcycle, Tricyle, Trailers | 291.50 |
II. On Damage
| Type of Vehicle | Gross Premium | TAX | Premium |
|---|---|---|---|
| Light Car, Mult-Cab, Jitney, Sedan (Age of Vehicle: not over 10 yrs): Per 100,000 coverage |
2,500.00 | 68.75 | 2,568.75 |
| Meduim Car, AUV, SUV, Van, Pick-up (Age of Vehicle: not over 10 yrs): Per 100,000 coverage |
5,000.00 | 68.75 | 5,068.75 |
| Motorcycle: (OD only, NO Theft) (Age of Vehicle: not over 5 yrs): Per 50,000 coverage |
5,000.00 | 61.25 | 5,061.25 |
III. Property Damage (Non LTO Vehicles)
| Limit of Cover | Private Car | Commercial Vehicle Light& Medium (Own Goods) |
Commercial Vehicle Heavy (Own Goods) |
Motorcycle |
|---|---|---|---|---|
| 50,000.00 | 975.00 | 1,050.00 | 1,200.00 | 450.00 |
| 75,000.00 | 1,035.00 | 1,110.00 | 1,245.00 | 510.00 |
| 100,000.00 | 1,095.00 | 1,170.00 | 1,290.00 | 555.00 |
| 100,000.00 | 1,095.00 | 1,170.00 | 1,290.00 | 555.00 |
| 150,000.00 | 1,170.00 | 1,245.00 | 1,335.00 | 645.00 |
| 200,000.00 | 1,245.00 | 1,320.00 | 1,395.00 | 720.00 |
| 150,000.00 | 1,170.00 | 1,245.00 | 1,335.00 | 645.00 |
| 250,000.00 | 1,320.00 | 1,395.00 | 1,455.00 | 795.00 |
| 300,000.00 | 1,395.00 | 1,485.00 | 1,515.00 | NA |
| 400,000.00 | 1,515.00 | 1,575.00 | 1,590.00 | NA |
| 500,000.00 | 1,635.00 | 1,680.00 | 1,680.00 | NA |
| 750,000.00 | 1,920.00 | 2,100.00 | 2,205.00 | NA |
IV. Bodily Injury
| Limit of Cover | Private Car | Commercial Vehicle Light& Medium (Own Goods) |
Commercial Vehicle Heavy (Own Goods) |
Motorcycle |
|---|---|---|---|---|
| 50,000.00 | 195.00 | 225.00 | 345.00 | 75.00 |
| 75,000.00 | 225.00 | 285.00 | 405.00 | 90.00 |
| 100,000.00 | 270.00 | 345.00 | 465.00 | 105.00 |
| 150,000.00 | 345.00 | 420.00 | 555.00 | 120.00 | 200,000.00 | 420.00 | 510.00 | 660.00 | 135.00 |
| 250,000.00 | 510.00 | 585.00 | 750.00 | 150.00 |
| 300,000.00 | 585.00 | 660.00 | 855.00 | NA |
| 400,000.00 | 675.00 | 750.00 | 975.00 | NA |
| 500,000.00 | 780.00 | 855.00 | 1,095.00 | NA |
V. Auto-Personal Accident Insurance Coverage
(Coverage per seat/Unamed Driver/Passenger Personal Accident)
| PLAN | Accident Death Benefit | Medical reimbursement | Accident Burial Expense | Premium |
|---|---|---|---|---|
| A | 25,000.00 | 2,500.00 | 1,500.00 | 50.00 |
| B | 50,000.00 | 5,000.00 | 2,000.00 | 100.00 |
| C | 100,000.00 | 10,000.00 | 3,000.00 | 200.00 |
| D | 150,000.00 | 15,000.00 | 4,000.00 | 300.00 |
| E | 200,000.00 | 20,000.00 | 5,000.00 | 400.00 |
VI.Acts of Nature
| Acts of Nature Percentage | Private Car | Motorcycle / Commercial Vehicle and LTO |
|---|---|---|
| Percentage of Own Damage Coverage with Minimum of 10,000 |
0.5 | 1 |
1. Fire Insurance
| Concrete Walls Under G.I. Roof | Concrete and Timber Wall Under G.I. Roof | ||||||
|---|---|---|---|---|---|---|---|
| 300,000.00 | 1,008.00 | 77.72 | 1,085.72 | 300,000.00 | 636.00 | 67.49 | 703.49 |
| 400,000.00 | 1,344.00 | 86.96 | 1,430.96 | 400,000.00 | 848.00 | 73.32 | 921.32 |
| 500,000.00 | 1,680.00 | 96.20 | 1,776.20 | 500,000.00 | 1,060.00 | 79.15 | 1,139.15 |
| 600,000.00 | 2,016.00 | 105.44 | 2,121.44 | 600,000.00 | 1,272.00 | 84.98 | 1,356.98 |
| 700,000.00 | 2,352.00 | 114.68 | 2,466.68 | 700,000.00 | 1,484.00 | 90.81 | 1,574.81 |
| 800,000.00 | 2,688.00 | 123.92 | 2,811.92 | 800,000.00 | 1,696.00 | 96.64 | 1,792.64 |
| 900,000.00 | 3,024.00 | 133.16 | 3,157.16 | 900,000.00 | 1,908.00 | 102.47 | 2,010.47 |
| 1,000,000.00 | 3,360.00 | 142.40 | 3,502.40 | 1,000,000.00 | 2,120.00 | 108.30 | 2,228.30 |
| 1,500,000.00 | 5,040.00 | 188.60 | 5,228.60 | 1,500,000.00 | 3,180.00 | 137.45 | 3,317.45 |
| 2,000,000.00 | 6,720.00 | 234.80 | 6,954.80 | 2,000,000.00 | 4,240.00 | 166.60 | 4,406.60 |
| 2,500,000.00 | 8,400.00 | 281.00 | 8,681.00 | 2,500,000.00 | 5,300.00 | 195.75 | 5,495.75 |
| 3,000,000.00 | 10,080.00 | 327.20 | 10,407.20 | 3,000,000.00 | 6,360.00 | 224.90 | 6,584.90 |
Maximum of Three Certificates
Effective Date (4:00pm)
| Type of Coverage | Residential Amount of Insurance |
Commercial Amount of Insurance |
|---|---|---|
| Fire Insurance Cash Assistance on Building at indicated Address |
10,000.00 | 10,000.00 |
| Accidental Death Benefit | 10,000.00 | 10,000.00 |
| Calamity Assistance due to earthquake, flood, typhoon subject to 75% of actual loss |
10,000.00 | 10,000.00 |
| per event fot the current year | 3,000.00 | 3,000.00 |
| Annual Premium per Certificate | 120.00 | 165.00 |
PHCCI Offers the lowest interest loans in negros!