A co-op is a group of people acting together to meet the common needs and aspirations of its members, sharing ownership and making decisions democratically.
Co-ops are not about making big profits for shareholders, but creating value for customers – this is what gives co-operatives a unique character, and influences our values and principles.
Perpetual Help Community Cooperative is one of the billionaire cooperative in Visayas region and among the top 20 outstanding cooperative in the country according to the Cooperative Development Authority ( CDA).
PHCCI was organized in April 14,1971 through the initiative of the Redemptorist Fathers, led by Rev. Fr. Patrick O’Connell.
The first share capital of the cooperative was only P 586.00 from the 33 pioneer members. The first General Manager was Edilberto Lantaca, Jr. who is still actively serving the coop as Board Emeritus.
to date, a total of six branches and satellite offices has been open in Visayas areas.
Cooperative offer a lot of benefits not experienced in other investment vehicles. You get to enjoy a higher interest rate on your Regular Savings and Flexi-savings deposits and it’s Tax Free!
You can also enjoy higher interest rates on a time deposit account at a cooperative as compared to banks.
In a cooperative you can be a Co-Owner of all the businesses of the cooperative. You become much more than a member. That is why members are emphasized as member-owners.
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